“The negative perception seems to be ‘You’re trying to get a free house,'” said Tom Wuensch, who fought off foreclosure. “Really, we shouldn’t be letting banks take free houses. We bailed them out once already.”
An effective homeownerÂ weapon is asking for theÂ documents tying the loan to the bank. That’s because fraud is an everyday occurrence in foreclosures,Â according toÂ Madison attorney Reed Peterson.
AlthoughÂ the vast majority of homeowners don’t contest the banks’ actions,Â Jayson Abbott, challenged Wells Fargo to produce the documents proving they owned his loan. What was produced raised doubts.
A California study found 99% of 382 randomly sampled foreclosures, January 2009 to October 2011, had irregularities, including 84% with suspicious activities indicative of fraud.
Challenging BanksÂ ~ Read more.
The Angel of Divine Love Is Our Collective Conscious
Call on the Angel of Divine Love (our Collective Conscious):
I give foreclosures to our Collective Conscious.
I call on the Angel of Divine Love to enterÂ the Wells Fargo organization.
The Angel of Divine Love now comes alive in every person connected to Wells Fargo.
Divine Love now Reigns Supreme.
And, will you share this page?
Your Nerves v. ForeclosureÂ ~Â Read more.
Stress Can Break YouÂ ~Â Read more.
Suicide and ForeclosureÂ ~Â Read more.
Back Story and Useful Links ~
Wells Fargo is once again trying to foreclose my home. This scares me because Wells Fargo began this foreclosure without serving me. I was lucky to find itÂ when I went to Case Lookup forÂ dates relating to the foreclosure of my condo, which was done without a hearing although I had answered.
Serving a party to a lawsuit is basic due process. It is a Constitutional right from the 5th Amendment toÂ The United States Constitution.Â The 5th Amendment is a part of ourÂ Bill of Rights.
Understanding Due ProcessÂ ~Â Read more.
It is also basic due process to have a hearing if aÂ defendantÂ answers a complaint. If a court decides not to have a hearing the plaintiff rejoices thatÂ the defendant mustÂ accept the unjust loss that results.
Throughout the United States, Wells Fargo and Bank of America use fraud, dishonesty and the denial of the basic constitutional right to due process to makeÂ American families homeless and gain control of their property.
Sometime after I discovered the foreclosure, the HAMPÂ -Â Home Affordable Modification Program – was introduced. I immediately applied. In time Wells Fargo qualified me and sent me an offer forÂ a trial period. I accepted and sent in my payments on time and in full. This was supposed to ensure my loan modification becoming permanent. But, Wells Fargo went back on its word and began trying harder than ever to foreclose.
Loan Modification ProblemsÂ ~Â Read more.
Hamp LettersÂ ~Â Read more.
Wells Fargo’s fraud, deceit and dishonesty scare me. It’s distressing to have the bank I trusted be dishonest. Stress is bad for nerves and health, and I already have a lot more pain.
I am still in my home, years after Wells Fargo filed for Foreclosure because I did discovery and requested that Wells Fargo produce the Original Note, as per UCC requirements.
Original Note NeededÂ ~Â Read more.
I will keep fighting the foreclosure of my home because I love my garden. I can’t go places because I can’t walk very well, so my garden is the love of my life. I love the bees, wasps, praying mantis, lizard, ants, flowers, and veggies. I have the veggies in my meals every day, but most abundantlyÂ during the summer.
I am sure that Wells Fargo would change and be good, rather than bad, if there were enough people holding that thought. So, I’m calling on the Angel of Divine Love to spread awareness and bring Divine Love to Wells Fargo.
Please helpÂ raise awareness of foreclosuresÂ to help all Americans who are up against powerfulÂ banks that get away with fraud and dishonesty.
Image Credits ~ AngelÂ ~Â by Fra Angelico, Italy, 1395-1455.